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Texas Health Insurance

As a resident of Texas, you have plenty of Texas health insurance options to choose from. There are multiple insurance companies in Texas that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Texas. See some of the state’s top health insurance companies and read about the important Texas health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Texas health insurance programs.

Not resident of Texas? Find your state here.

If you would like to get free quotes and compare Texas health insurance plans now, start with our simple form on the right.


Resources on this page

Texas Health Insurance Companies

Texas Health Insurance Laws and Regulations

Public Health Insurance Programs for Texas Residents

Contact Info for the Texas Department of Insurance and Health

The following list of companies offer health insurance plans in Texas:

Unicare Health Insurance

Unicare Health Insurance

Unicare is a member of the WellPoint family serving over 55 million Americans. They provide customized health insurance solutions for a diverse array of needs.


Celtic Health Insurance

Celtic Health Insurance

Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.


Blue Cross and Blue Shield of Texas Health Insurance

Blue Cross and Blue Shield of Texas Health Insurance

BCBS of Texas provides affordable, comprehensive health protection exclusively for residents of Texas.


Golden Rule Health Insurance

Golden Rule Health Insurance

Golden Rule Insurance Company serves almost 50 million Americans, providing affordable and customized health insurance plans.


Humana Health Insurance

Humana Health Insurance

Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.


Time Insurance Health Insurance

Time Insurance Health Insurance

Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.


American Community Health Insurance

American Community Health Insurance

American Community has been providing health insurance solutions for more than 7 decades. Their health insurance options include managed care, traditional indemnity, and consumerııdirected plans.


Standard Security Life Health Insurance

Standard Security Life Health Insurance

Started in 1978, IAC offers management services to large companies who self-insure.


World Insurance - Brokerage Health Insurance

World Insurance - Brokerage Health Insurance

World Insurance - Brokerage is a leading provider of affordable health insurance options. Their plans provide comprehensive coverage and access to an extensive network of doctors and hospitals.


ANTEX Health Insurance

ANTEX Health Insurance

ANTEX has evolved into one of the strongest insurers in the country. They offer a wide variety of insurance solutions.


John Alden Health Insurance

John Alden Health Insurance

John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.


Aetna Health Insurance

Aetna Health Insurance

Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.


WorldIns - ExpressMed Health Insurance

WorldIns - ExpressMed Health Insurance

World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.


Golden Rule Platinum Health Insurance

Golden Rule Platinum Health Insurance

Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.


MEGA Life and Health Insurance Company

MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.


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Health Insurance Laws and Regulations In Texas

There are different Texas health insurance laws and regulations that protect and guarantee certain health coverage.

Under Texas health insurance law, insurance companies in the state may not require an exclusion period for a pre-existing health condition for any HMO health plan. Other kinds of plans may require an exclusion period or an elimination rider.

Texas health insurance companies are allowed to consider pregnancy a pre-existing condition.

State law also requires Texas health insurance companies to offer at least one plan that covers certain medical services, including:

  • Screening for breast, colorectal, prostate, cervical, and HPV cancer
  • Coverage for certain diabetes treatment
  • Continuity of care for pregnant women
  • Newborn hearing screening
  • Children's vaccinations

Individual Texas health insurance policies are guaranteed renewable in the state, which means insurers cannot cancel a policyholders plan because they become sick.

Texas health insurance law also allows grandparents to keep dependent grandchildren on their health plans until they turn 25 years old.

And like all American citizens and legal residents, Texas residents are protected by the federal health insurance laws, HIPAA and COBRA. Group Texas health insurance is also guaranteed to be issued for groups of 2 to 50 people.

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Texas Public Health Insurance Programs

  • Medicaid
    This federal-and state-funded program provides health insurance coverage for some low-income residents of Texas. For more information on the Texas Medicaid program, visit their website at http://www.hhsc.state.tx.us/medicaid/index.html

  • TexCare CHIP
    Texas' Children's Health Insurance Program, TexCare CHIP, provides health insurance for children who do not qualify for Medicaid coverage but are unable to afford a private plan. To learn more about this children's Texas health insurance program, visit their website.

  • Texas Health Insurance Risk Pool
    Texas residents with pre-existing health conditions that cannot find a health plan may qualify for coverage in the Texas Health Insurance Risk Pool. For more info, visit http://www.txhealthpool.org/

  • Texas Breast and Cervical Cancer Control Program
    This program offers some women who have been diagnosed with breast or cervical cancer full health insurance benefits through Medicaid. To learn more about this women's Texas health insurance program, visit http://www.dshs.state.tx.us/bcccs/.

Texas residents may also be able to get financial assistance in buying a health plan through the Federal Health Coverage Tax Credit. To see if you qualify for the health insurance tax credit, visit the Internal Revenue Service (IRS) online.

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Texas Department of Insurance and Health

Find the contact Information for the Texas health insurance and health departments at:

Texas Department of Insurance
P.O. Box 149104
Austin, TX 78714-9104
Phone: (512) 463-6169
http://www.tdi.state.tx.us/


Texas Department of State Health Services
1100 West 49th Street
Austin, TX 78756
Phone: (888) 963-7111
http://www.dshs.state.tx.us/


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