South Dakota Health Insurance

As a resident of South Dakota, you have plenty of South Dakota health insurance options to choose from. There are multiple insurance companies in South Dakota that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in South Dakota. See some of the state’s top health insurance companies and read about the important South Dakota health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public South Dakota health insurance programs.

Not resident of South Dakota? Find your state here.

If you would like to get free quotes and compare South Dakota health insurance plans now, start with our simple form on the right.

Resources on this page

South Dakota Health Insurance Companies

South Dakota Health Insurance Laws and Regulations

Public Health Insurance Programs for South Dakota Residents

Contact Info for the South Dakota Division of Insurance and Department of Health

The following list of companies offer health insurance plans in South Dakota:

Celtic Health Insurance

Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.

Golden Rule Health Insurance

Golden Rule Insurance Company serves almost 50 million Americans, providing affordable and customized health insurance plans.

Time Insurance Health Insurance

Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.

John Alden Health Insurance

John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.

Time Short Term Health Insurance

Great American Health Insurance

MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.

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South Dakota Health Insurance Laws and Regulations

In general, South Dakota health insurance companies will look at an applicant's health status before accepting them into a plan.

But South Dakota health insurance plan shoppers have certain protections. Under the federal law, HIPAA, individuals buying a plan on their own must be accepted into coverage if they had recently left a group plan covered by their previous employer. Insurers also may not impose coverage restrictions for anyone who is HIPAA-eligible.

If a resident is turned down for coverage, they can still purchase health insurance in the South Dakota Risk Pool if they meet eligibility requirements.

South Dakota health insurance law also requires all health plans to provide coverage for medical services such as:

Mammograms and prostate cancer screening
Care for pregnant women
Equal coverage for mental health conditions and physical conditions

South Dakota health insurance plans are also guaranteed renewable, which means a health insurance company cannot cancel coverage if a policyholder becomes sick or gets injured.

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South Dakota Public Health Insurance Programs

Here are the public South Dakota health insurance programs that offer financial assistance for low-income residents with no health insurance:

Medicaid
South Dakota Medicaid offers health insurance for low-income and disabled residents. To get more information about Medicaid in South Dakota, visit this website.

South Dakota Children's Health Insurance Program
For children who do not qualify for Medicaid, they may be able to get health insurance through the CHIP program. Learn more about this South Dakota health insurance for children online.

All Women Count
This program provides free mammograms and cervical cancer screenings for low-income women in South Dakota. Learn more about this South Dakota health insurance program for women here.

The Federal Health Coverage Tax Credit is another financial assistance program designed for trade workers and early retirees. To learn more about this program, visit them online.

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