North Dakota Health Insurance
As a resident of North Dakota, you have plenty of North Dakota health insurance options to choose from. There are multiple insurance companies in North Dakota that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in North Dakota. See some of the state’s top health insurance companies and read about the important North Dakota health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public North Dakota health insurance programs.
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If you would like to get free quotes and compare North Dakota health insurance plans now, start with our simple form on the right.
Resources on this page
North Dakota Health Insurance Companies
North Dakota Health Insurance Laws and Regulations
Public Health Insurance Programs for North Dakota Residents
Contact Info for the North Dakota Insurance Department and Department of Health
The following list of companies offer health insurance plans in North Dakota:
Time Insurance Health Insurance
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
John Alden Health Insurance
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
MEGA Life and Health Insurance Company
At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.
North Dakota Health Insurance Laws and Regulations
North Dakota health insurance companies and set premiums. But there are a few exceptions.
If you are HIPAA-eligible, insurers cannot impose restrictions on coverage or deny your application. HIPAA is a federal law that protects individuals who have recently left a group health plan with an employer. You can learn more about HIPAA here.
North Dakota state law also requires every insurance company to offer a basic standardized health plan. These plans are required to provide coverage for certain medical services, such as screening for breast and prostate cancer.
North Dakota health insurance companies must follow "mental health parity," which means mental health conditions must have the same coverage benefits and physical conditions.
Uninsured residents of North Dakota who cannot find a plan in the private market can purchase coverage through the state's high-risk pool, the Comprehensive Health Association of North Dakota (CHAND). Learn more about CHAND at http://www.chand.org/.
North Dakota Public Health Insurance Programs
There are different public North Dakota health insurance programs that help low-income residents obtain health coverage. They include:
- Medicaid
North Dakota's Medicaid program provides health insurance for some low-income residents and disabled citizens. For more information, visit the program's website. - Healthy Steps
Low-income children in North Dakota who do not qualify for Medicaid may be eligible to receive coverage through this state Children's Health Insurance Program (SCHIP). To learn more about this children's North Dakota health insurance program, visit them online. - Women's Way
This program provides low-income women with free cervical cancer screening and mammograms. If a woman is diagnosed with either cancer through Women's Way, she can receive health care coverage through Medicaid. Learn more about this women's North Dakota health insurance program online.
Trade workers and early retirees in North Dakota may be eligible for assistance in purchasing health insurance through the Federal Health Coverage Tax Credit. Find out more about the tax benefit online.
North Dakota Insurance Department and Department of Health Services
Find the contact information for the North Dakota health insurance and health departments at:
North Dakota Insurance Department
State Capitol, Fifth Floor
600 East Boulevard Avenue
Bismarck, ND 58505-0320
Phone: (701) 328-2440
http://www.nd.gov/ndins/
North Dakota Department of Health
600 East Boulevard Avenue
Bismarck, ND 58505-0200
Phone: (701) 328-2372
http://www.health.state.nd.us/
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