Kansas Health Insurance
As a resident of Kansas, you have plenty of Kansas health insurance options to choose from. There are multiple insurance companies in Kansas that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Kansas. See some of the state’s top health insurance companies and read about the important Kansas health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Kansas health insurance programs.
Not resident of Kansas? Find your state here.
If you would like to get free quotes and compare Kansas health insurance plans now, start with our simple form on the right.
Resources on this page
Kansas Health Insurance Companies
Kansas Health Insurance Laws and Regulations
Public Health Insurance Programs for Kansas Residents
Kansas Health Insurance High Risk Pools
Contact Info for the Kansas Insurance Commissioner and Department of Health and Environment
The following list of companies offer health insurance plans in Kansas:
Celtic Health Insurance
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Golden Rule Health Insurance
Golden Rule Insurance Company provides affordable and customized health insurance plans for millions of individuals and families.
Humana Health Insurance
Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.
Time Insurance Health Insurance
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
Standard Security Life Health Insurance
Started in 1978, IAC offers management services to large companies who self-insure.
World Insurance - Brokerage Health Insurance
World Insurance - Brokerage is a leading provider of affordable health insurance options. Their plans provide comprehensive coverage and access to an extensive network of doctors and hospitals.
John Alden Health Insurance
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Aetna Health Insurance
Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.
WorldIns - ExpressMed Health Insurance
World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.
Time Short Term Health Insurance
Today, Time Short Term health insurance is offered through the Assurant name. Time short term health plans provide comprehensive coverage for a temporary period of time at affordable rates.
Great American Health Insurance
Great American Insurance Company, a part of Great American Financial Resources Inc,, is a leading provider of health insurance and other coverage solutions.
MEGA Life and Health Insurance Company
At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.
Kansas Health Insurance Laws and Regulations
According to state law, every Kansas health insurance plan is guaranteed renewable. This means insurance companies can't cancel coverage if a policyholder gets sick or injured.
Kansas health insurance companies are also not allowed to exclude coverage or require waiting periods for residents applying for an individual health plan after leaving an employer's group plan, according to the federal law HIPAA.
Health plans in Kansas are also required to cover certain care under state law, including:
- Screening for breast, cervical, colorectal, and prostate cancer
- Medical care for pregnant women
- Vaccinations for children
The state also requires Kansas health insurance companies to set coverage limits and maximums for mental health conditions equal to physical conditions.
Kansas Public Health Insurance Programs
Here are the public Kansas health insurance programs, providing low-income residents help in finding coverage:
- Medicaid
The Kansas Medicaid program offers health insurance coverage for low-income families, children, pregnant women, and disabled citizens. If you want to learn more about Kansas Medicaid, visit http://www.khpa.ks.gov/MedicalAssistanceProgram/default.html.
- HealthWave
For low-income children up to age 19 who do not qualify for Medicaid and are uninsured, they can receive coverage through HealthWave. It is the state Children's Health Insurance Program in Kansas. To learn more about this Kansas health insurance program for children, visit http://www.kansashealthwave.org/.
- The Early Detection Works Program
This program provides low-income women with free screening for breast and cervical cancer. If a woman is diagnosed with cancer through this program, she can get full health care coverage through Medicaid. Learn more at http://www.kdheks.gov/edw/. - Kansas Medicare
Seniors can find Kansas health insurance through Medicare Advantage, Supplement and Original Medicare.
Trade workers and early retirees in Kansas can also receive a tax credit to help pay for health plan premiums through the Federal Health Coverage Tax Credit.
Kansas Health Insurance High Risk Pool
Residents in Kansas with pre-existing conditions can now find health insurance coverage from high risk pools that were set up by the Patient Protection and Affordable Care Act.
The Pre-Existing Condition Insurance Plan - Kansas (PCIP - KS) will work similar to regular Kansas health insurance plans and will require enrollees to pay monthly premiums and out-of-pocket costs.
Enrollees in the Kansas PCIP will pay around the same amount that people without medical conditions pay for health insurance. The plan will include a $2,500 deductible that must be met before health insurance benefits are covered. The out-of-pocket limit is set at $5,950 a year.
The Kansas PCIP will provide health insurance coverage for hospital and doctor visits, emergency services, prescription drugs and more.
Individuals may apply for the Kansas health insurance program if they are a United States citizen, have a medical condition and have been without health insurance for six months.
For more information on the Kansas health insurance high risk pools visit http://www.khiastatepool.com.
Kansas Insurance Commissioner and Department of Health and Environment
Find the contact information for the Kansas insurance commissioner and health and environment departments at:
Kansas Insurance Commissioner
420 SW 9th Street
Topeka, KS 66612-1678
Phone: (785) 296-3071
http://www.ksinsurance.org/
The Kansas Department of Health and Environment
Curtis State Office Building
1000 SW Jackson
Topeka, KS 66612
Phone: (785) 296-1500
http://www.kdheks.gov/
Go to Top of the Kansas Health Insurance Page
Want To Compare Health Plans Available in Your Area?
Get free quotes by choosing your city or county in Kansas
- Get instant health insurance quotes from GoHealth Insurance.
Browse By
Get a quote
All we need to start is your zip!
Safe, Secure & Absolutely Free