Florida Health Insurance

As a resident of Florida, you have plenty of Florida health insurance options to choose from. There are multiple insurance companies in Florida that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Florida. See some of the state’s top health insurance companies and read about the important Florida health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Florida health insurance programs.

Not resident of Florida? Find your state here.

If you would like to get free quotes and compare Florida health insurance plans now, start with our simple form on the right.

Resources on this page

Florida Health Insurance Companies

Health Insurance Laws and Regulations in Florida

Public Health Insurance Programs for Florida Residents

Contact Info for the Florida Office of Insurance Regulation and Department of Health

The following list of companies offer health insurance plans in Florida:

Celtic Health Insurance

Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.

Golden Rule Health Insurance

Golden Rule Insurance Company serves almost 50 million Americans, providing affordable and customized health insurance plans.

Humana Health Insurance

Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.

Time Insurance Health Insurance

Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.

Standard Security Life Health Insurance

Started in 1978, IAC offers management services to large companies who self-insure.

World Insurance - Brokerage Health Insurance

World Insurance - Brokerage is a leading provider of affordable health insurance options. Their plans provide comprehensive coverage and access to an extensive network of doctors and hospitals.

Vista Health Insurance

Vista Health Plans serves more than 600,000 residents of Florida with affordable health insurance options. Vista's plans give members access to an extensive statewide network of care providers.

John Alden Health Insurance

John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.

Aetna Health Insurance

Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.

WorldIns - ExpressMed Health Insurance

World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.

Avalon Healthcare Health Insurance

Avalon Healthcare is a leading health insurance provider in Florida. They provide consumer-directed health plans for both individuals and businesses.

Golden Rule Platinum Health Insurance

Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.

CIGNA Health Insurance

Time Short Term Health Insurance

CoventryOne Florida Health Insurance

MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.

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Florida Health Insurance Laws and Regulations

Health insurance plans are regulated mostly on a state-to-state basis. This is an overview of a few of the laws and regulations for Florida health insurance.

In the Sunshine State, residents have guaranteed access to Florida health insurance coverage in certain situations. You cannot be denied coverage if:

You were diagnosed with breast cancer and completed treatment more than two years prior
You were fully covered by a group health plan for at least 3 months
You are HIPAA-eligible
You move out of an insurance company's service area and are looking for a new plan

Also, small groups of 1 to 50 people are guaranteed acceptance to a Florida health insurance plan.

The federal law COBRA (Consolidated Omnibus Reconciliation Act) gives any Florida resident the right to continue group health insurance coverage if he or she leave a job that provided group coverage.

Florida health insurance law also requires all health plans cover certain medical services. Those services are:

Screening for breast cancer
Care for some diabetes-related conditions
Continuity of care for pregnant women
Vaccinations for children

Florida health insurance plans must also set the same coverage limits and maximums for mental health conditions as they do physical health conditions which is known as mental health parity.

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Florida Public Health Insurance Programs

These Florida health insurance programs are designed to provide coverage for low-income residents:

Medicaid
The Florida Medicaid program offers some low-income adults and children with health insurance coverage. Families who have high medical bills may also qualify for Medicaid in Florida. Visit http://www.fdhc.state.fl.us/Medicaid/index.shtml for more information.

Florida KidCare
Florida children in families who do not qualify for Medicaid, but cannot afford private coverage, may be eligible for the Florida KidCare program. Currently, any child in a family earning less than 200 percent of the federal poverty level qualifies. Visit Florida KidCare online for more info.

Mary Brogan Breast and Cervical Cancer Program
The Mary Brogan program provides some women in Florida with screening for breast and cervical cancer. If diagnosed with breast or cervical cancer, eligible women can receive full health insurance coverage though Medicaid. To learn more about this Florida health insurance program, visit their website.

Under the Federal Health Coverage Tax Credit, some Florida residents may qualify for financial assistance from the federal government. Visit the Internal Revenue Service (IRS) online to learn more.

You can also find out if you qualify for other Florida health insurance programs at http://ahca.myflorida.com/.

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