Colorado Health Insurance

As a resident of Colorado, you have plenty of Colorado health insurance options to choose from. There are multiple insurance companies in Colorado that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Colorado. See some of the state’s top health insurance companies and read about the important Colorado health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Colorado health insurance programs.

Not resident of Colorado? Find your state here.

If you would like to get free quotes and compare Colorado health insurance plans now, start with our simple form on the right.

Resources on this page

Colorado Health Insurance Companies

Colorado Health Insurance Laws and Regulations

Public Health Insurance Programs for Colorado Residents

Contact Info for the Colorado Division of Insurance and Public Health and Environment

The following list of companies offer health insurance plans in Colorado:

Celtic Health Insurance

Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.

Golden Rule Health Insurance

Golden Rule Insurance Company serves almost 50 million Americans, providing affordable and customized health insurance plans.

Humana Health Insurance

Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.

Time Insurance Health Insurance

Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.

Standard Security Life Health Insurance

Started in 1978, IAC offers management services to large companies who self-insure.

World Insurance - Brokerage Health Insurance

World Insurance - Brokerage is a leading provider of affordable health insurance options. Their plans provide comprehensive coverage and access to an extensive network of doctors and hospitals.

ANTEX Health Insurance

ANTEX has evolved into one of the strongest insurers in the country. They offer a wide variety of insurance solutions.

John Alden Health Insurance

John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.

Kaiser Permanente Colorado Health Insurance

For Colorado residents, Kaiser Permanente is one of the top names in health insurance. Their affordable health plans give members access to a large network of healthcare professionals.

Aetna Health Insurance

Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.

WorldIns - ExpressMed Health Insurance

World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.

Golden Rule Platinum Health Insurance

Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.

CIGNA Health Insurance

Time Short Term Health Insurance

Great American Health Insurance

MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.

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Colorado Health Insurance Laws and Regulations

Under Colorado health insurance law, the health insurance companies in the private market are required to follow certain guidelines.

In Colorado, all individual health insurance policies are guaranteed renewable meaning coverage cannot be canceled as a policyholder ages or gets sick.

In addition, all Colorado health insurance plans must cover certain medical services and screening. They include:

Screening for breast and prostate cancer
Treatment for certain diabetes-related conditions
Continuity of care for pregnant women
Children's vaccinations

Colorado health insurance companies also must offer equal coverage limits and maximums for mental health conditions as physical health condition's also called "mental health parity."

Residents in Colorado have protection under the federal law HIPAA, and continuation of group health coverage from a former employer under COBRA. Colorado workers may keep coverage for up to 18 months with Colorado's continuation coverage, which is similar to COBRA benefits.

After COBRA benefits are used, a Colorado employee can purchase a conversion policy if eligible.

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Colorado Public Health Insurance Programs

Colorado offers residents some public assistance for obtaining health insurance coverage. Here are the available Colorado health insurance programs:

Medicaid
The Medicaid program in Colorado offers some low-income or disabled residents full health care coverage. In Colorado, residents must apply and enroll for coverage through their County Social Services Office. Find more information on Colorado Medicaid here.

CoverColorado
Colorado residents who are unable to find insurance or were denied coverage because of a pre-existing health condition may be eligible for coverage with the CoverColorado high risk pool. To learn more about his Colorado health insurance program, visit http://www.covercolorado.org.

Child Health Plan Plus (CHP+)
The Colorado CHP+ program provides health coverage for children in low-income families who do not qualify for Medicaid. To find out more about the CHP+ program, visit http://www.cchp.org/.

Colorado Women's Cancer Control Initiative (CWCCI)
The CWCCI program provides low-income women full health care coverage through Medicaid if they are diagnosed with breast or cervical cancer. This program is a part of the Breast and Cervical Cancer Early Detection Program which is in most U.S. states. The website for this Colorado health insurance program can be found at http://www.cdphe.state.co.us/pp/cwcci/index.html.

Eligible residents in Colorado may also be able to receive the Federal Health Coverage Tax Credit, which offers some workers and early retirees tax credits to help with health plan premiums. For more information on the tax credit, visit the Internal Revenue Service (IRS) online.

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