Alaska Health Insurance

As a resident of Alaska, you have plenty of Alaska health insurance options to choose from. There are multiple insurance companies in Alaska that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Alaska. See some of the state’s top health insurance companies and read about the important Alaska health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Alaska health insurance programs.

Not resident of Alaska? Find your state here.

If you would like to get free quotes and compare Alaska health insurance plans now, start with our simple form on the right.

Resources on this page

Alaska Health Insurance Companies

Alaska Health Insurance Laws and Regulations

Public Health Insurance Programs for Alaska Residents

Contact Info for the Alaska Division of Insurance and Health and Human Services

The following list of companies offer health insurance plans in Alaska:

Celtic Health Insurance

Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.

Golden Rule Health Insurance

Golden Rule Insurance Company serves almost 50 million Americans, providing affordable and customized health insurance plans.

Time Insurance Health Insurance

Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.

ANTEX Health Insurance

ANTEX has evolved into one of the strongest insurers in the country. They offer a wide variety of insurance solutions.

John Alden Health Insurance

John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.

Aetna Health Insurance

Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.

Time Short Term Health Insurance

MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.

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Alaska Health Insurance Laws and Regulations

All states have their own laws that govern the individual health insurance market. Here are a few of the laws and regulations in Alaska.

Alaska health insurance plans are guaranteed renewable. That means Alaska health insurance companies cannot cancel coverage because a policyholder was injured or became sick.

Alaska state law requires all individual health plan cover certain medical services. Here are the required services:

Screening for breast, cervical, prostate and colorectal cancer
Continuity of care for pregnant women
Care for some diabetes-related conditions
Hearing aids for children

The state also has a high-risk health insurance pool for individuals who cannot find coverage because of a pre-existing health condition. Residents can get insurance from this pool, the Alaska Comprehensive Health Insurance Association, if:

They are uninsured.
They are HIPAA-eligible.
They have been denied coverage.
They have been diagnosed with a serious health condition such as cancer, diabetes or AIDS.
They were accepted for a plan, but that policy had many coverage exclusions.

Alaska residents are also protected under the federal laws COBRA and HIPAA.

COBRA gives citizens the right to continue coverage from a former employer for a temporary period of time. HIPAA prohibits insurers from imposing coverage exclusion or waiting periods on residents purchasing an individual Alaska health insurance policy after leaving an employer's group plan.

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Alaska Public Health Insurance Programs

Here are the public Alaska health insurance programs for low-income residents:

Medicaid
The Alaska Medicaid program provides health insurance coverage for some low-income residents. To learn more about Medicaid in Alaska, visit their website.

Denali KidCare
This health care program provides coverage for children up to age 18 and pregnant women who meet income eligibility requirements. For more information about this Alaska health insurance program, visit them online.

Breast and Cervical Cancer Health Check
Low-income women in Alaska may qualify for screening for breast and cervical cancer coverage, and if diagnosed with either cancer, could qualify for full coverage through Medicaid. To learn more, visit the program's website.

Some Alaska trade workers and early retirees are eligible for the Federal Health Coverage Tax Credit, which pays 65 percent of their health insurance premiums. Visit the Internal Revenue Service (IRS) online for more info.

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Alaska Division of Insurance and Health and Human Services

Find the contact Information for the Alaska health insurance and health and human services divisions at:

Alaska Division of Insurance
9th Floor State Office Building
333 Willoughby Avenue 99801
PO Box 110805
Juneau, AK 99811-0805
Phone: (907) 465-2515
http://www.dced.state.ak.us/insurance/

Alaska Health and Human Services
350 Main Street, Room 404
PO Box 110601
Juneau, AK 99811-0601
Phone: (907) 465-3030
http://www.hss.state.ak.us/

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