Alabama Health Insurance
As a resident of Alabama, you have plenty of Alabama health insurance options to choose from. There are multiple insurance companies in Alabama that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Alabama. See some of the state’s top health insurance companies and read about the important Alabama health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Alabama health insurance programs.
Not resident of Alabama? Find your state here.
If you would like to get free quotes and compare Alabama health insurance plans now, start with our simple form on the right.
Resources on this page
Alabama Health Insurance Companies
Health Insurance Laws and Regulations in Alabama
Public Health Insurance Programs for Alabama Residents
Contact Info for the Alabama Department of Insurance and Public Health
The following list of companies offer health insurance plans in Alabama:
Celtic Health Insurance
Celtic concentrates on individual health insurance, offering a wide variety of plans for both individuals and families.
Golden Rule Health Insurance
Golden Rule Insurance Company serves almost 50 million Americans, providing affordable and customized health insurance plans.
Humana Health Insurance
Through affordable health insurance options, Humana helps their members better manage their healthcare and make informed health decisions.
Time Insurance Health Insurance
Today, Time Insurance is known as Assurant Health with insurance coverage for individuals, students, families, seniors, and businesses.
World Insurance - Brokerage Health Insurance
World Insurance - Brokerage is a leading provider of affordable health insurance options. Their plans provide comprehensive coverage and access to an extensive network of doctors and hospitals.
John Alden Health Insurance
John Alden Life Insurance has been selling health coverage throughout America since 1961. Today, they are part of Assurant. John Alden plans include individual health and small group coverage. They also sell Health Savings Account plans.
Aetna Health Insurance
Aetna is one of the largest health insurance providers in America with more than 30 million members. Their network includes over 787,000 health care professionals.
WorldIns - ExpressMed Health Insurance
World Insurance offers several types of individual health insurance ranging from dental coverage to comprehensive major medical plans.
Golden Rule Platinum Health Insurance
Golden Rule, a UnitedHealthcare company, has been offering affordable health insurance solutions for over 60 years.
MEGA Life and Health Insurance Company
At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.
Alabama Health Insurance Laws and Regulations
The individual health insurance market in Alabama is largely unregulated. State law does not require guaranteed issued coverage for any kind of health insurance plan. There is also no high-risk pool for Alabama residents who have health conditions.
Group health insurance under state law is, however, guaranteed issue for small groups of 2 to 50.
All policyholders in group health plans in Alabama are protected under the federal law HIPAA. If eligible, residents qualify for the Alabama Health Insurance Plan, which requires no waiting periods for any pre-existing health condition.
Alabama residents also have a right to COBRA coverage, if eligible. Because the federal law makes employees eligible for COBRA only in companies with more than 20 workers, Alabama has enacted a state expansion law which allows those employees have access to COBRA coverage.
State law does require Alabama health insurance plans to cover cancer screening for prostate, breast and colorectal cancer. There is also mental health parity in Alabama, which means mental health conditions are required to have the same coverage limits as physical conditions.
Also under Alabama health insurance law, insurance companies are allowed to consider pregnancy a pre-existing condition and may restrict coverage.
To learn more about health insurance laws in Alabama, go to the state's Department of Insurance website.
Alabama Public Health Insurance Programs
There are a few different Alabama health insurance programs that provide coverage for low-income residents. They include:
- Medicaid
This is the federal and state health care program for low-income children, pregnant women and adults. Health benefits for Medicaid are administered and regulated on a state-to-state basis.
For more information about, visit http://www.medicaid.state.al.us. The eligibility requirements for the Alabama Medicaid program can be found here. - All Kids
All Kids is Alabama's State Children's Health Insurance Program (SCHIP) for children who do not qualify for Medicaid, but are unable to afford private coverage. To get more information on the All Kids Alabama health insurance program, visit http://www.adph.org/allkids/.
- Alabama Breast and Cervical Cancer Early Detection Program
Some women who are diagnosed with breast or cervical cancer are eligible for full insurance coverage through this program administered by Medicaid. More information on this Alabama health insurance program is found at http://www.adph.org/.
Alabama residents can also receive the Federal Health Coverage Tax Credit if eligible. To learn more, visit the Internal Revenue Service (IRS) online.
Alabama Department of Insurance and Public Health
Find contact Information for the state Alabama health insurance and public health departments at:
Alabama Department of Insurance
U.S. Mail address:
P O Box 303351
Montgomery, AL 36130-3351
Overnight address:
201 Monroe Street
Suite 1700
Montgomery, AL 36104
Phone: 334-269-3550
Fax: 334-241-4192
http://www.aldoi.org/
Alabama Department of Public Health
The RSA Tower
201 Monroe Street
Montgomery, AL 36104
Toll free: 1-800-ALA-1818
http://www.adph.org/
Go to Top of the Alabama Health Insurance Page
Want To Compare Health Plans Available in Your Area?
Get free quotes by choosing your city or county in Alabama
- Visit GoHealthInsurance.com for online health insurance quotes.
Browse By
Get a quote
All we need to start is your zip!
Safe, Secure & Absolutely Free
